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A private, no-login space to understand your money — not to be sold anything.
NiyamFin is a financial-health and decision-tools website for India. The official website is niyamfin.com.
You answer a few questions about your income, spending, assets, debts, and protection, and the tool shows you widely-used indicators — net worth, key financial ratios, retirement readiness, illustrative protection gap, a benchmark-based monthly budget snapshot, and goal planning.
NiyamFin exists to make personal-finance concepts easier to understand through simple calculators, explanations, and educational tools. The site is not a financial advisory, investment advisory, tax advisory, insurance advisory, lending, brokerage, or distribution service.
The calculators are designed for learning and illustration. They should not be treated as professional advice or a recommendation to make any financial decision.
NiyamFin is an educational calculator. Every number is computed in your browser using standard, publicly-documented personal-finance formulas. You can read exactly how each figure is derived on the Methodology page.
It is not financial, investment, insurance, or tax advice, and it does not rank or endorse any specific product, fund, policy, or transaction. It does not know your full circumstances, and it cannot replace a conversation with a qualified, registered professional who can account for your complete situation.
Your financial details are sensitive. Calculator inputs are processed in your browser and are not sent toNiyamFin servers. By default each session starts fresh; if you choose the optional “Save draft” button, your inputs are stored on your own device only (browser localStorage) and never leave it.
Brand/site/project: NiyamFin
Owner: Harwansh Tiwari
Location: India
Contact: hello@niyamfin.com
Official Facebook: https://www.facebook.com/niyamfin
Official LinkedIn: https://www.linkedin.com/company/niyamfin/
Official Instagram: https://www.instagram.com/niyamfin/
NiyamFin is a website/project/brand, not a registered investment adviser, research analyst, insurance intermediary, or distributor.
NiyamFin may explore partnerships, educational collaborations, calculator integrations, licensing, and other business opportunities that support its educational mission.
Commercial relationships must not influence calculator formulas, Financial Health Score logic, or educational conclusions. If a partner link may compensate NiyamFin, that relationship should be disclosed before the user clicks. See the Commercial Disclosure.
For business inquiries, email hello@niyamfin.com.
© 2026 NiyamFin — An educational financial calculator website. Not financial, investment, tax, insurance, legal, lending, or other regulated advice. The owner is not SEBI/IRDAI/PFRDA/RBI registered or licensed as a financial adviser, broker, distributor, lender, or intermediary.
Owner: Harwansh Tiwari
Location: Bengaluru, Karnataka, India
Contact & Grievances: hello@niyamfin.com
We aim to respond to queries within 5 business days.
Last updated: 28 August 2026