Back to health checkFinancial calculators for India
SIP, EMI, tax, retirement, insurance, savings, and planning tools migrated into Niyamfin with the same privacy-first posture as the financial health check.
Investment
SIP Calculator
Calculate returns on monthly SIP investments.
Lump Sum Calculator
Estimate growth of a one-time investment.
Step-Up SIP Calculator
Estimate SIP wealth with yearly top-ups.
CAGR Calculator
Calculate compound annual growth rate.
MF Returns Calculator
Calculate mutual fund absolute return and CAGR.
Cost of Delay Calculator
Estimate wealth lost by delaying investments.
SWP Calculator
Estimate how long a withdrawal corpus lasts.
ELSS Calculator
Estimate ELSS returns and tax savings.
Future Value Calculator
Calculate future value of lump sum plus SIP.
Tax
HRA Calculator
Calculate HRA exemption for rent-paid employees.
Income Tax Calculator
Estimate FY 2026-27 income tax.
New vs Old Tax Calculator
Compare new and old tax regimes.
TDS Calculator
Estimate tax deducted at source.
GST Calculator
Add or remove GST and see tax split.
Home Loan Tax Benefit Calculator
Calculate tax savings from home loan principal and interest.
Loans & EMI
EMI Calculator
Calculate monthly EMI, total payment, and interest.
Home Loan Affordability Calculator
Estimate affordable home loan from income and EMIs.
Credit Card Interest Calculator
Estimate payoff time and interest on card debt.
Loan Repayment Optimizer
Compare debt payoff strategies.
Savings
FD Calculator
Estimate fixed deposit maturity with compounding.
RD Calculator
Estimate recurring deposit maturity.
PPF Calculator
Estimate Public Provident Fund maturity.
EPF Calculator
Estimate EPF retirement corpus.
Simple Interest Calculator
Calculate simple interest maturity.
Compound Interest Calculator
Compare compound growth against simple interest.
SSY Calculator
Estimate Sukanya Samriddhi Yojana maturity.
Financial Planning
Emergency Fund Calculator
Estimate an emergency corpus for liquid savings.
Goal Planning Calculator
Calculate SIP needed for a future goal.
Net Worth Calculator
Calculate assets minus liabilities.
Gratuity Calculator
Calculate gratuity under the statutory formula.
Inflation Calculator
See inflation impact on future costs.
Salary Hike Calculator
Estimate take-home increase after a hike.
Rent vs Buy Calculator
Compare renting and buying a home.