No login · Your inputs are never sent to our servers · No advertising trackers
Check your financial health privately in your browser. No login. Financial inputs stay on your device.
Net worth snapshot
Emergency fund cover
Debt & EMI health
Retirement readiness
Illustrative protection gap
Monthly budget benchmark
🔒 How privacy works+
- • Your inputs are never sent to our servers
- • No account is created
- • Nothing is saved between visits — each session starts fresh
- • Share links encode data in the URL hash, which browsers never send to servers
About you
1/6
About you
Basic details about your age, retirement plans, and location. Takes 3–5 minutes.
Common questions
Is my data saved anywhere?+
Your inputs are never sent to our servers. Nothing is saved between visits — each session starts fresh. There is no login and no account.
Is this financial advice?+
No. Niyamfin gives educational estimates based on standard personal-finance formulas. It does not know your full situation, tax position, goals, or risk tolerance. Always verify important decisions with a SEBI-registered investment adviser or a qualified financial professional.
Who should use this?+
Anyone in India who wants a quick, private snapshot of their financial health — salaried professionals, self-employed individuals, or anyone starting to plan for retirement, insurance, or life goals. It works best if you have a rough sense of your income, expenses, assets, and outstanding loans.
Can I rely on this for investment decisions?+
No. The numbers are illustrative estimates based on the figures you enter and the assumptions chosen (inflation, returns, retirement age). Real outcomes depend on market performance, taxes, life events, and many other factors. Use this as a starting-point conversation with yourself — then consult a professional before committing money.