Family Financial Plan Calculator
Give us your age, your children (already born or planned for the future), the dependents you support, and your major goals — home, car, or anything else. We'll work out the monthly income you need, and the term and health insurance cover your family should carry, adjusted for where you live.
How This Calculator Thinks
It works backward from your family's future, the way a financial planner would: every goal is inflation-adjusted to the year it's needed, converted into a monthly SIP, and added to your household expenses, retirement savings, and insurance premiums. The total is grossed up so at least 20% of your income stays free for taxes and buffer — the same benchmark used in our Financial Health Checkup.
Planning a child before they arrive? Enter their age as a negative number of years until birth — for example, -8 if you're planning to have a child in 8 years. Every goal for that child is still timed correctly.