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Most people hold money in five different places and have never seen it as one number. Add every SIP, lumpsum, EPF, NPS, PPF, FD, land, gold, stock, or crypto holding you have — each with its own amount, years, and expected return — and see the combined projected value, total gain, and a single blended CAGR for the whole portfolio.
Each investment gets its own implied CAGR — (future value ÷ money invested)^(1/years) − 1 — the same formula our CAGR Calculator uses, applied per holding. For a lumpsum this matches your expected-return input exactly. For a SIP it's always a bit lower, because your money goes in gradually over the years rather than all on day one — a real, expected gap, not a mistake.
Since your holdings can span different durations with no single common end date, the portfolio-level figure is a capital-weighted average of every investment's own CAGR — a ₹20 lakh FD moves the blended number more than a ₹500/month SIP, the same way it would move your actual net worth.
10 Thousand
Editable scenario input; actual outcomes may differ materially.
20 Thousand
Editable scenario input; actual outcomes may differ materially.
Modeled value under entered assumptions
₹40.80 L
vs ₹40.80 L invested — a gain of ₹0
Portfolio Snapshot
* Weighted Average CAGR blends each investment's own (future value ÷ money invested)^(1/years) − 1, weighted by how much capital went into it. SIP entries show a lower implied CAGR than the entered planning rate because contributions arrive gradually rather than on day one.
₹10,000/mo for 10y
₹12.00 L
₹20,000/mo for 12y
₹28.80 L
This is an educational planning scenario, not a forecast or recommendation. Return fields start at zero and use only the assumptions you enter. Actual outcomes may be materially higher or lower. Figures ignore taxes, expense ratios, and exit loads.