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Debt Rescue Planner
Explore payoff time, interest and monthly funding gaps under different repayment orders. You control the extra payment; no strategy is recommended.
Facts you enter
Math output
Enter monthly income and at least one debt balance to see the rescue signal. Optional savings and extra payments can stay blank.
All orders use the same entered monthly payment and cover minimums first. Highest-rate-first targets interest; smallest-balance-first targets account closure; custom follows the displayed debt order. No strategy is selected based on income or savings.
Simulations exclude fees, rate changes and negotiated settlements. Minimums are fixed; released payments remain in the monthly debt budget.